THE RETIREMENT BLOG

Insights for a Confident Retirement

Expert articles on annuities, retirement planning, income strategies, and protecting your wealth.

Latest Insights

Financial chart showing annuity sales growth

MARKET TRENDS

April 2026

Annuity Sales Hit $461 Billion: What This Means for Your Retirement

Record-breaking demand is reshaping how Americans plan for retirement. Here's why millions are choosing annuities.

Crowd of retirees representing the Peak 65 wave

PROTECTION

April 2026

The Peak 65 Wave: Why 11,000 Americans Are Retiring Every Day

Understanding the historic retirement surge and how annuities fill the pension gap for millions of boomers.

Comparison chart of Fixed Index Annuity vs CD

STRATEGY

April 2026

Fixed Index Annuity vs. CD: Which Wins?

With rates shifting, we break down the real differences - including the tax advantages most people miss.

Person planning their personal pension

PLANNING

March 2026

How to Create Your Own Personal Pension — Even Without an Employer Plan

Traditional pensions have nearly vanished. Here's how to build guaranteed lifetime income on your own terms.

Family discussing wealth transfer

EDUCATION

March 2026

The $124 Trillion Wealth Transfer: What Retirees Need to Know

The largest intergenerational wealth transfer in history is underway. What it means for your retirement and your family.

Tax document and calculator for annuities

TAX

February 2026

Annuity Tax Rules Explained: What You Owe and When You Owe It

Tax-deferred growth, qualified vs. non-qualified, 1035 exchanges - annuity tax rules are simpler than you think.

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© 2026 American Annuity Pros. All rights reserved. | Todd Schuchart, NPN# 19891776

American Annuity Pros is a licensed insurance agency. Annuities are insurance products and are not insured by the FDIC, NCUA, or any federal government agency. Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company. Withdrawals may be subject to surrender charges, market value adjustments, and income tax, and if taken prior to age 59½, a 10% federal tax penalty may apply. This website is for informational purposes only and does not constitute financial, tax, or legal advice. Annuity products and features vary by state. Always consult with a licensed financial professional before making any financial decisions. Todd Schuchart | NPN# 19891776 | Verify license at NIPR.com